Unintended Consequences of DMEPOS Competitive Bidding

June 14, 2017

Medicare’s DMEPOS Competitive Bidding Program has been in the public eye before its implementation in January 1, 2011 with lots of clamor on its possible negative impact on the Medicare population. DMEPOS or durable medical equipment, prosthetics, orthotics, and supplies include wheelchairs, oxygen concentrators, pacemakers, hospital beds, prosthetic limbs and other medical equipment intended for typical elderly and/or disabled.

The Centers for Medicare and Medicaid Services (CMS) competitive bidding program for durable medical equipment give emphasis on price competition among suppliers and providers. The innovation made on DMEPOS competitive bidding program greatly affects vulnerable medical beneficiaries of Medicare specifically on their freedom of choice, access and avail quality DME supplies. During the testing phase of the competitive bidding program, major problems were encountered by patients and beneficiaries that include additional costs to Medicare for numerous emergency room visits and longer hospital confinement, unfamiliar DME providers, and inaccessibility to vital equipment and services.

The CMS Medicare program will also take its toll on the marketplace with DME suppliers and providers engage in cutthroat economic competition to get their bid approved. Reduction in the cost of durable medical supplies will lead to inferior product quality and service for Medicare beneficiaries. Most DME bidders will resort to “predatory” and “suicide” bidding that result to unrealistically low bid prices. Small players in the bidding market such as Dallas medical supplies companies will have a hard time competing with large firms. The DMEPOS Competitive Bidding Program could take out most trusted and preferred DME suppliers of Medicare beneficiaries.

Various Home Medical Equipment (HME) organizations and advocacy groups are lobbying for the repeal of the competitive bidding program from influential members of the House of Representative. Certain bills for its repeal or modification are already sponsored for deliberation in the US Congress. Toll-free numbers are set up by HME groups for queries, feedbacks and updates of the program. The competitive bidding will affect nine major metropolitan areas of Charlotte, N.C.; Cleveleand, Dallas-Fort Worth, Cincinnati, Kansas City, Orlando, Miami, Pittsburgh and Riverside, CA. The unintended consequences of DMEPOS Competitive Bidding have yet to come and change the culture of the United States Medicare program.

Home Buyers and Sellers Real Estate Glossary

July 3, 2017

Every business has it’s jargon and residential real estate is no exception. Mark Nash author of 1001 Tips for Buying and Selling a Home shares commonly used terms with home buyers and sellers.

1031 exchange or Starker exchange: The delayed exchange of properties that qualifies for tax purposes as a tax-deferred exchange.

1099: The statement of income reported to the IRS for an independent contractor.

A/I: A contract that is pending with attorney and inspection contingencies.

Accompanied showings: Those showings where the listing agent must accompany an agent and his or her clients when viewing a listing.

Addendum: An addition to; a document.

Adjustable rate mortgage (ARM): A type of mortgage loan whose interest rate is tied to an economic index, which fluctuates with the market. Typical ARM periods are one, three, five, and seven years.

Agent: The licensed real estate salesperson or broker who represents buyers or sellers.

Annual percentage rate (APR): The total costs (interest rate, closing costs, fees, and so on) that are part of a borrower’s loan, expressed as a percentage rate of interest. The total costs are amortized over the term of the loan.

Application fees: Fees that mortgage companies charge buyers at the time of written application for a loan; for example, fees for running credit reports of borrowers, property appraisal fees, and lender-specific fees.

Appointments: Those times or time periods an agent shows properties to clients.

Appraisal: A document of opinion of property value at a specific point in time.

Appraised price (AP): The price the third-party relocation company offers (under most contracts) the seller for his or her property. Generally, the average of two or more independent appraisals.

“As-is”: A contract or offer clause stating that the seller will not repair or correct any problems with the property. Also used in listings and marketing materials.

Assumable mortgage: One in which the buyer agrees to fulfill the obligations of the existing loan agreement that the seller made with the lender. When assuming a mortgage, a buyer becomes personally liable for the payment of principal and interest. The original mortgagor should receive a written release from the liability when the buyer assumes the original mortgage.

Back on market (BOM): When a property or listing is placed back on the market after being removed from the market recently.

Back-up agent: A licensed agent who works with clients when their agent is unavailable.

Balloon mortgage: A type of mortgage that is generally paid over a short period of time, but is amortized over a longer period of time. The borrower typically pays a combination of principal and interest. At the end of the loan term, the entire unpaid balance must be repaid.

Back-up offer: When an offer is accepted contingent on the fall through or voiding of an accepted first offer on a property.

Bill of sale: Transfers title to personal property in a transaction.

Board of REALTORS® (local): An association of REALTORS® in a specific geographic area.

Broker: A state licensed individual who acts as the agent for the seller or buyer.

Broker of record: The person registered with his or her state licensing authority as the managing broker of a specific real estate sales office.

Broker’s market analysis (BMA): The real estate broker’s opinion of the expected final net sale price, determined after acquisition of the property by the third-party company.

Broker’s tour: A preset time and day when real estate sales agents can view listings by multiple brokerages in the market.

Buyer: The purchaser of a property.

Buyer agency: A real estate broker retained by the buyer who has a fiduciary duty to the buyer.

Buyer agent: The agent who shows the buyer’s property, negotiates the contract or offer for the buyer, and works with the buyer to close the transaction.

Carrying costs: Cost incurred to maintain a property (taxes, interest, insurance, utilities, and so on).

Closing: The end of a transaction process where the deed is delivered, documents are signed, and funds are dispersed.

CLUE (Comprehensive Loss Underwriting Exchange): The insurance industry’s national database that assigns individuals a risk score. CLUE also has an electronic file of a properties insurance history. These files are accessible by insurance companies nationally. These files could impact the ability to sell property as they might contain information that a prospective buyer might find objectionable, and in some cases not even insurable.

Commission: The compensation paid to the listing brokerage by the seller for selling the property. A buyer may also be required to pay a commission to his or her agent.

Commission split: The percentage split of commission compen-sation between the real estate sales brokerage and the real estate sales agent or broker.

Competitive Market Analysis (CMA): The analysis used to provide market information to the seller and assist the real estate broker in securing the listing.

Condominium association: An association of all owners in a condominium.

Condominium budget: A financial forecast and report of a condominium association’s expenses and savings.

Condominium by-laws: Rules passed by the condominium association used in administration of the condominium property.

Condominium declarations: A document that legally establishes a condominium.

Condominium right of first refusal: A person or an association that has the first opportunity to purchase condominium real estate when it becomes available or the right to meet any other offer.

Condominium rules and regulation: Rules of a condominium association by which owners agree to abide.

Contingency: A provision in a contract requiring certain acts to be completed before the contract is binding.

Continue to show: When a property is under contract with contingencies, but the seller requests that the property continue to be shown to prospective buyers until contingencies are released.

Contract for deed: A sales contract in which the buyer takes possession of the property but the seller holds title until the loan is paid. Also known as an installment sale contract.

Conventional mortgage: A type of mortgage that has certain limitations placed on it to meet secondary market guidelines. Mortgage companies, banks, and savings and loans underwrite conventional mortgages.

Cooperating commission: A commission offered to the buyer’s agent brokerage for bringing a buyer to the selling brokerage’s listing.

Cooperative (Co-op): Where the shareholders of the corporation are the inhabitants of the building. Each shareholder has the right to lease a specific unit. The difference between a co-op and a condo is in a co-op, one owns shares in a corporation; in a condo one owns the unit fee simple.

Counteroffer: The response to an offer or a bid by the seller or buyer after the original offer or bid.

Credit report: Includes all of the history for a borrower’s credit accounts, outstanding debts, and payment timelines on past or current debts.

Credit score: A score assigned to a borrower’s credit report based on information contained therein.

Curb appeal: The visual impact a property projects from the street.

Days on market: The number of days a property has been on the market.

Decree: A judgment of the court that sets out the agreements and rights of the parties.

Disclosures: Federal, state, county, and local requirements of disclosure that the seller provides and the buyer acknowledges.

Divorce: The legal separation of a husband and wife effected by a court decree that totally dissolves the marriage relationship.

DOM: Days on market.

Down payment: The amount of cash put toward a purchase by the borrower.

Drive-by: When a buyer or seller agent or broker drives by a property listing or potential li
sting.

Dual agent: A state-licensed individual who represents the seller and the buyer in a single transaction.

Earnest money deposit: The money given to the seller at the time the offer is made as a sign of the buyer’s good faith.

Escrow account for real estate taxes and insurance: An account into which borrowers pay monthly prorations for real estate taxes and property insurance.

Exclusions: Fixtures or personal property that are excluded from the contract or offer to purchase.

Expired (listing): A property listing that has expired per the terms of the listing agreement.

Fax rider: A document that treats facsimile transmission as the same legal effect as the original document.

Feedback: The real estate sales agent and/or his or her client’s reaction to a listing or property. Requested by the listing agent.

Fee simple: A form of property ownership where the owner has the right to use and dispose of property at will.

FHA (Federal Housing Administration) Loan Guarantee: A guarantee by the FHA that a percentage of a loan will be underwritten by a mortgage company or banker.

Fixture: Personal property that has become part of the property through permanent attachment.

Flat fee: A predetermined amount of compensation received or paid for a specific service in a real estate transaction.

For sale by owner (FSBO): A property that is for sale by the owner of the property.

Gift letter: A letter to a lender stating that a gift of cash has been made to the buyer(s) and that the person gifting the cash to the buyer is not expecting the gift to be repaid. The exact wording of the gift letter should be requested of the lender.

Good faith estimate: Under the Real Estate Settlement Procedures Act, within three days of an application submission, lenders are required to provide in writing to potential borrowers a good faith estimate of closing costs.

Gross sale price: The sale price before any concessions.

Hazard insurance: Insurance that covers losses to real estate from damages that might affect its value.

Homeowner’s insurance: Coverage that includes personal liability and theft insurance in addition to hazard insurance.

HUD/RESPA (Housing and Urban Development/Real Estate Settlement Procedures Act): A document and statement that details all of the monies paid out and received at a real estate property closing.

Hybrid adjustable rate: Offers a fixed rate the first 5 years and then adjusts annually for the next 25 years.

IDX (Internet Data Exchange): Allows real estate brokers to advertise each other’s listings posted to listing databases such as the multiple listing service.

Inclusions: Fixtures or personal property that are included in a contract or offer to purchase.

Independent contractor: A real estate sales agent who conducts real estate business through a broker. This agent does not receive salary or benefits from the broker.

Inspection rider: Rider to purchase agreement between third party relocation company and buyer of transferee’s property stating that property is being sold “as is.” All inspection reports conducted by the third party company are disclosed to the buyer and it is the buyer’s duty to do his/her own inspections and tests.

Installment land contract: A contract in which the buyer takes possession of the property while the seller retains the title to the property until the loan is paid.

Interest rate float: The borrower decides to delay locking their interest rate on their loan. They can float their rate in expectation of the rate moving down. At the end of the float period they must lock a rate.

Interest rate lock: When the borrower and lender agree to lock a rate on loan. Can have terms and conditions attached to the lock.

List date: Actual date the property was listed with the current broker.

List price: The price of a property through a listing agreement.

Listing: Brokers written agreement to represent a seller and their property. Agents refer to their inventory of agreements with sellers as listings.

Listing agent: The real estate sales agent that is representing the sellers and their property, through a listing agreement.

Listing agreement: A document that establishes the real estate agent’s agreement with the sellers to represent their property in the market.

Listing appointment: The time when a real estate sales agent meets with potential clients selling a property to secure a listing agreement.

Listing exclusion: A clause included in the listing agreement when the seller (transferee) lists his or her property with a broker.

Loan: An amount of money that is lent to a borrower who agrees to repay the amount plus interest.

Loan application: A document that buyers who are requesting a loan fill out and submit to their lender.

Loan closing costs: The costs a lender charges to close a borrower’s loan. These costs vary from lender to lender and from market to market.

Loan commitment: A written document telling the borrowers that the mortgage company has agreed to lend them a specific amount of money at a specific interest rate for a specific period of time. The loan commitment may also contain conditions upon which the loan commitment is based.

Loan package: The group of mortgage documents that the borrower’s lender sends to the closing or escrow.

Loan processor: An administrative individual who is assigned to check, verify, and assemble all of the documents and the buyer’s funds and the borrower’s loan for closing.

Loan underwriter: One who underwrites a loan for another. Some lenders have investors underwrite a buyer’s loan.

Lockbox: A tool that allows secure storage of property keys on the premises for agent use. A combo uses a rotating dial to gain access with a combination; a Supra® (electronic lockbox or ELB) features a keypad.

Managing broker: A person licensed by the state as a broker who is also the broker of record for a real estate sales office. This person manages the daily operations of a real estate sales office.

Marketing period: The period of time in which the transferee may market his or her property (typically 45, 60, or 90 days), as directed by the third-party company’s contract with the employer.

Mortgage banker: One who lends the bank’s funds to borrowers and brings lenders and borrowers together.

Mortgage broker: A business that or an individual who unites lenders and borrowers and processes mortgage applications.

Mortgage loan servicing company: A company that collects monthly mortgage payments from borrowers.

Multiple listing service (MLS): A service that compiles available properties for sale by member brokers.

Multiple offers: More than one buyers broker present an offer on one property where the offers are negotiated at the same time.

National Association of REALTORS® (NAR): A national association comprised of real estate sales agents.

Net sales price: Gross sales price less concessions to the buyers.

Off market: A property listing that has been removed from the sale inventory in a market. A property can be temporarily or permanently off market.

Offer to purchase: When a buyer proposes certain terms and presents these terms to the seller.

Office tour/caravan: A walking or driving tour by a real estate sales office of listings represented by agents in the office. Usually held on a set day and time.

Parcel identification number (PIN): A taxing authority’s tracking number for a property.

Pending: A real estate contract that has been accepted on a property but the transaction has not closed.

Personal assistant: A real estate sales agent administrative assistant.

Planned unit development (PUD): Mixed-use development that sets aside areas for residential use, commercial use, and public areas such as schools, parks, and so on.

Preapproval: A higher level of buyer/borrower prequalification required by a mortgage lender. Some preapprovals have conditions the borrowe
r must meet.

Prepaid interest: Funds paid by the borrower at closing based on the number of days left in the month of closing.

Prepayment penalty: A fine imposed on the borrower by the lender when the loan is paid off before it comes due.

Prequalification: The mortgage company tells a buyer in advance of the formal mortgage application, how much money the borrower can afford to borrow. Some prequalifications have conditions that the borrower must meet.

Preview appointment: When a buyer’s agent views a property alone to see if it meets his or her buyer’s needs.

Pricing: When the potential seller’s agent goes to the potential listing property to view it for marketing and pricing purposes.

Principal: The amount of money a buyer borrows.

Principal, interest, taxes, and insurance (PITI): The four parts that make up a borrower’s monthly mortgage payment. Private mortgage insurance (PMI): A special insurance paid by a borrower in monthly installments, typically of loans of more than 80 percent of the value of the property.

Professional designation: Additional nonlicensed real estate education completed by a real estate professional.

Professional regulation: A state licensing authority that oversees and disciplines licensees.

Promissory note: A promise-to-pay document used with a contract or an offer to purchase.

R & I: Estimated and actual repair and improvement costs.

Real estate agent: An individual who is licensed by the state and who acts on behalf of his or her client, the buyer or seller. The real estate agent who does not have a broker’s license must work for a licensed broker.

Real estate contract: A binding agreement between buyer and seller. It consists of an offer and an acceptance as well as consideration (i.e., money).

REALTOR®: A registered trademark of the National Association of REALTORS® that can be used only by its members.

Release deed: A written document stating that a seller or buyer has satisfied his or her obligation on a debt. This document is usually recorded.

Relist: Property that was listed with another broker but relisted with a current broker.

Rider: A separate document that is attached to a document in some way. This is done so that an entire document does not need to be rewritten.

Salaried agent: A real estate sales agent or broker who receives all or part of his or her compensation in real estate sales in the form of a salary.

Sale price: The price paid for a listing or property.

Seller (owner): The owner of a property who has signed a listing agreement or a potential listing agreement.

Showing: When a listing is shown to prospective buyers or the buyer’s agent (preview).

Special assessment: A special and additional charge to a unit in a condominium or cooperative. Also a special real estate tax for improvements that benefit a property.

State Association of REALTORS®: An association of REALTORS® in a specific state.

Supra®: An electronic lockbox (ELB) that holds keys to a property. The user must have a Supra keypad to use the lockbox.

Temporarily off market (TOM): A listed property that is taken off the market due to illness, travel, needed repairs, and so on.

Temporary housing: Housing a transferee occupies until permanent housing is selected or becomes available.

Transaction: The real estate process from offer to closing or escrow.

Transaction management fee (TMF): A fee charged by listing brokers to the seller as part of the listing agreement.

Transaction sides: The two sides of a transaction, sellers and buyers. The term used to record the number of transactions in which a real estate sales agent or broker was involved during a specific period.

24-hour notice: Allowed by law, tenants must be informed of showing 24 hours before you arrive.

Under contract: A property that has an accepted real estate contract between seller and buyer.

VA (Veterans Administration) Loan Guarantee: A guarantee on a mortgage amount backed by the Department of Veterans Affairs.

Virtual tour: An Internet web/cd-rom-based video presentation of a property.

VOW’s (Virtual Office web sites): An Internet based real estate brokerage business model that works with real estate consumers in same way as a brick and mortar real estate brokerage.

W-2: The Internal Revenue form issued by employer to employee to reflect compensation and deductions to compensation.

W-9: The Internal Revenue form requesting taxpayer identification number and certification.

Walk-through: A showing before closing or escrow that permits the buyers one final tour of the property they are purchasing.

Will: A document by which a person disposes of his or her property after death.

First Travel Nurse Assignment – Frequently Asked Questions

July 4, 2017

Question: I decided to switch to be a travel nurse instead of permanent placement how do I decide where to go?
Congratulations! You have made the first step toward an exciting career of travel nursing. Choosing where you want to go will be one of the questions the travel nursing staffing agency will ask you. Since each travel nurse assignment is approximately 13 weeks long, you do not need to worry about planning where you want to go months in advance. However, there are several factors in deciding your first assignment as a travel nurse.

o Suppose you have a family member whom you haven’t seen in awhile, you could select a location near them so you can have time to visit and form a relationship. Additionally, you may know of a sick relative who needs assistance, so you can choose a destination from your nursing staffing agency nearby.
o Dreamed of visiting the Grand Canyon or the Rio Grande? Would you like to vacation in Hawaii or near Wine Country? Ask your travel nursing staffing agency about jobs near these destinations.
o Do you want to escape the summer heat? Ask about a travel nursing job in Minnesota or Oregon where the summers are beautiful and full of outdoor summer activities.
o Ask your travel nursing staffing agency recruiter about top destinations or ask other travel nurses where they like to travel and work.

Question: What kind of uniform will I need?
Uniforms are often provided to you. You will likely receive them upon your arrival. Each facility requires something different as far as work clothes or uniforms most of the time. It is, however, best to bring a couple pairs of comfortable shoes and an extra set of scrubs, in case your uniform is not ready the first day of your assignment or in rare occasions not provided to you. Also, keep receipts of all nurse uniforms as well as laundering expenses for tax purposes.

Question: What do I need to do before leaving on a travel nurse assignment?
If you know the exact date you will be leaving for your first travel nurse assignment, then it is a good idea to have your mail forwarded to your new housing address. You can give the post office start and stop dates for mail forwarding. It may take up to a week to get your mail at your new location, so make arrangements with any monthly bills you have to pay beforehand.

Inform your nursing staffing agency of your travel dates, so they can inform the employer when to expect you as well as how to reach you during transit. Also, tell your family and friends of your new assignment address, phone number, travel route and where to reach you in case of an emergency as well as the number of your nursing staffing agency. Carry a cell phone and car charger with you at all times; you may need to call someone during transit if you have an emergency.

Carry a folder to hold all your travel expenses, receipts, professional licenses, CEUs, uniform cost and cleaning, fuel for your car, airfare and lodging. Having an organized folder for keeping all these items will save you at tax time.

Finally, it is best to have enough money for meals, fuel, and incidentals for at least two weeks. If you have not set up a bank account at your new location or if you do not have direct deposit, your paychecks may be delayed and you’ll be without accessible funds.

Question: How do I find personal and repair services while working as a travel nurse?
Starting in a new location whether as a job transfer or a travel nurse can be daunting; however, knowing that you will be working with other professionals who are available to refer you to credible and affordable services.

Since travel nurses often have the option of staying in medical staffing housing, you won’t need to worry about home maintenance repairs. While you may need to find a beauty salon or barber, auto repair shop and affordable grocery stores, the same people you work with will be your greatest resource.

Other places to find information about local businesses can be found on Angie’s List and Yelp, which provide reviews and ratings by consumers. Almost every town also has a travel bureau or a chamber of commerce, which have plentiful of resources and recommendations for retail stores and services.

Question: As a travel nurse, do I have to accept an assignment right away after one ends?
No, you do not have to take another assignment right away. As a travel nurse you can take a break between assignments whether it is for one week, two weeks or more, and then choose your next assignment. Travel nursing is not only a great opportunity to explore new places and work assignments, but you also are able to plan your vacation between assignments.

A great recruiter will however follow up with you and talk about your plans before your assignment ends so there is a smooth transition if you want to take advantage of another assignment right away and the many bonuses and rewards that are often times offered for taking another assignment right away. The option is yours!

Question: This is my first travel nurse assignment, what if I have problems adjusting to work schedule or personnel? Whom do I contact?
Medical staffing agencies will be able to work with your needs and special requests regarding work assignments, travel costs and housing before your first assignment; this will help alleviate your first travel nurse assignment problems.

However, if you feel like the travel nurse assignment is not what you expected, you should talk to your head nurse or physician to solve any miscommunication or task responsibilities. Notify your staffing recruiter as well to make sure they know and help resolve issues so that others are in the know as well. You may also know of another nurse whom you can confide in about any concerns you have. It is best to talk to someone before issues interfere with your travel nurse assignment.

If you think of other questions before you leave for your first travel nurse assignment, call your nursing staffing agency because they will have an answer for you when you need it. Rely on their experience to guide you and keep your confidence levels high before during and after travel.

Which Is More Cost-Effective, Cabs or Car Rentals?

July 14, 2017

Rent it or cab it?

People like the freedom of having their own vehicle to drive about in, at home or when they travel, and the tendency is to book a rental car when you are away. But freedom comes with a price and it depends where your travel destination is as to whether you’re best to rent a car or take a taxi.

Cheap ground transportation depends upon location, accessibility and extraneous expense factors, like gasoline costs and parking fees. Add to that the potential complexity of finding your way around a strange city, especially a large one, and you might change your mind about what freedom means.

A trip to, for example, New York City or Montreal, two North American cities with decent public transit systems, plenty of cabs, walkable areas in their cores, and very high parking fees, and you’ll realize that a taxi will almost inevitably surface as the cheapest mode of getting around.

But what if you want a day trip to the Laurentian Mountains or the antiques stores of Hudson? That’s the day to rent a car, or to find out if there is a luxury coach service to those destinations that returns the same day.

Car rentals are convenient, to be sure, but the costs add up quickly (don’t forget insurance and occasional peak-season added fees), unless your airline points cover all or most of the cost; even then, in large cities gasoline and parking is very costly, and that is not usually included in credit card or airline rewards perquisites.

When does a rental car make sense? If you live in North America (and can’t drive across the Atlantic Ocean!) and are vacationing in Italy, for example, landing in Rome and taking a motorcar tour of Tuscany and other regions from there, your only other viable option is the train. Like anywhere else, gasoline in Europe is expensive, but you can’t take a full driving holiday in a taxi. But don’t forget, there are guided tours and some taxi drivers will gladly spend a day with you, exploring San Gimignano; they are often the best tour guides, full of information about their homeland. And driving in other countries can be a harrowing experience, especially if it involves driving on the opposite side of the road than you are accustomed to!

Plan your itinerary, do an accurate cost comparison and decide whether a taxi or car rental, or combination of the two, is the cheapest way to get around when you reach your destination. And don’t forget to ensure that your driver’s license is current, and if you need to, get an international license before you set off for your trip. Happy motoring!

cForklift Parts

June 9, 2017

Essential industrial components explained: The ins and outs of forklift parts

High quality forklift parts are the lifeblood of many distribution firms as well as large scale retailers all over the world. You may or may not have driven a forklift truck before but you should be aware of how important it is in transporting bulk packages of products for all sorts of businesses. Here is some essential information about forklift parts:

Forklift trucks, also known simply as used forklifts or lift trucks, have been an indispensible piece of equipment for manufacturing and warehousing operations for the best part of a century. With the first forklift parts as we know it being used in trucks in the 1920s, the technology has since become a necessity for any firms transporting large amounts of stock. Forklift trucks come in a range of shapes and sizes varying from very small, basic designs to sophisticated machines, and are manufactured by several different companies including Toyota, Artison and Linde.

Therefore forklift parts vary greatly depending on what machine you use.

However there are some constants when it comes to forklift parts; the devices get their name from using a fork to pick up materials. Consequently they all have two metal prongs which are designed to lift things from underneath by being inserted and then raised using a mechanical system. Other important forklift parts include seats, safety lights and chain components.

Where can I find the right forklift parts?

When it comes to forklift parts different suppliers work to different specifications so, much like when replacing car parts, you need to find the right components for your particular model. Always try your best to locate a specialist supplier with a good reputation as forklift trucks are expensive and installing bad quality parts could be to the detriment of your machine in the long term.

One firm with an excellent reputation can be found at Lift4less.com. The business stocks the most diverse array of high quality forklift parts at affordable prices as well as used forklifts in perfect working order so visit the website today for more information.

Choice of E-Cigarette Cartridges

June 20, 2017

It is a fact that technology is fast growing increasing convenience and affordability. E-cigarettes are no exception. They are a replacement to normal tobacco cigarettes which inconvenience others. They generally have cartridges in them that contain nicotine in varying concentrations. There are different types of e-cigarette cartridges available. You can choose one as per your wish.

Electronic cigarettes or e-cigarettes are machines that resemble normal cigarette and give you the same kind of taste and flavour. E-cigarettes have cartridges of different types which are used for smoking. These cartridges contain nicotine in different dosages. There are also different flavours available in the cartridges. To know which one is right for you, first know the various types of cartridges available. In the market, currently there are three types of e-cigarete cartridges available- one, two and three-piece. All of them have their own positive and negative points. You choose the right cartridge depending on your machine and your preference.

One-piece e-cigarette cartridge

These are disposable type of e-cigarete cartridges. You throw it after use. You can use it to test an e-cigarette machine and decide if it works for you. There is a pre-charged battery that comes along. So you can use this immediately after buying. However, remember to dispose the battery along with the e-cigarete cartridges after use. To activate the battery, twist the battery or remove the safety tab so that the battery gets started. Pour the liquid into the atomizer and it is ready for use. This type of cigarette cartridge is cheap and easy to use.

Two-piece e-cigarette cartridges

Also known as cartomizer, the two-piece it can be refilled whenever needed. They are very convenient to use. You must remember to recharge the batteries from time to time and replace the liquid in the e-cigarete cartridges. However, if you use these types of e-cigarette cartridges on a regular basis then the atomizer will wear more quickly than other varieties.

Three-piece e-cigarette cartridges

This type of e-cigarette cartridges contains a battery, liquid and atomizer. This is the most preferred among all other cartridges by long-term smokers. Some beginners also prefer this because it is easy to use. These types of this are refillable and users can also modify them. However, one disadvantage of a three-piece e-cigarette cartridge is that it wears out more quickly than two-piece e-cigarette catridges. This is because the combined performance decreases due to continuous use.

Consumers are hard pressed for choice with these three different types of e-cigarete cartridges. While each one has some advantage, they also have some disadvantages. To decide the right type among all the e-cigarete cartridges for you, consider the number of times you smoke and your budget. If you keep buying cartridges from time to time then it will be an expensive venture. It may prove more expensive than buying tobacco cigarettes.

The Benefits of Advertising – Business Internet Marketing

June 26, 2017

Marketing online has become a very profitable way of marketing products and services of the company. Online advertising is one method of advertising that uses the Internet to deliver the marketing message that can attract customers. World Wide Web is the main medium that can be used as part of online advertising to attract customers and spread the name of the company. There are also several examples of online advertising such as email marketing, banner ads or contextual ads on various search engines.

The benefits of advertising business internet marketing are:

1. Ad beneficial for sellers and buyers. This is mutually beneficial. Sellers use advertising to promote products on the internet by providing an explanation of the details of products both in price, usability, and benefits of these products. Buyers who come to the site, they know about the various products from these ads and can choose according to their wishes.
2. Before the Internet, advertising is limited to newspapers, television and so on. Along with the development of the Internet, we can use a variety of ways to advertise our businesses either through email or posting through various websites. Through advertising on the internet allows you to expand the business globally, not limited to time and place.
3. Internet is becoming increasingly popular in line with the number of people who use these systems and tools. Almost all people use online facilities to perform the work as they use email to send and receive the official letter to the company or using social media such as twitter, Facebook, and others. By using advertising on the internet the more people will see and some of them will make a purchase.
4. Advertise your business with the internet; you will be able to reach very specific target audience through this online facility. This is often referred to as SEO Optimize system where you use specific keywords for specific markets. There is also the term PPC or pay per click where you need to pay for keywords that you are advertising on the internet.
5. Online ads can reach every person in the whole world in a small time period. Some tools or software is provided either free or paid; where you can choose which best suit your business. On average a good website can be optimized in a few months and with time running it will be increasing visitors and buyers so that we get a return on investment.
6. Cheap online advertising as a source of advertising would cost so much while placing an ad in the newspaper or television will be more expensive than online advertising. You can also get a clear picture of how much money he would spend and how much profit from your investment.

If you have not done in the advertising business internet marketing, it is good you start to learn the details and start running. This not only shortens your time in business, but you can increase your profits away from what you get. Of course, learning from the right sources and correct.

Commercial Real Estate Marketing Plan – Key Points to Win the Client

June 28, 2017

In giving a client a marketing proposal and strategy to sell or lease a commercial property, a number of things need to be well detailed in the proposal itself. Here are some of the main ones that should never be overlooked in your property proposal.

  • Why Should I Use Your Agency? It is an important question and hopefully you have a very clear idea of the advantages you bring to the sale or leasing process. Generic statements like ‘we know the market’, ‘we are the best agent in town’, ‘we have been here for 50 years’, and ‘we will serve you well’, just do not cut it in competitive markets. Consider why your real estate agency can stand clear and separate to other competitive agencies in promoting the property. Make sure that the client knows without any doubt why they should choose you as the agent of choice. Do not base your marketing point of difference on low commissions or agency paid advertising; that just does not work in this market and will put you out of business fast. Your agency must have something that is special and not copied from other agencies; it should also be so unique that you are the first choice as the real estate agent to take on the listing. If you do not have this clear mindset, then welcome to the world of the ordinary real estate agent that has to fight for every listing. Be separate than everyone else, create your point of difference and then market it well.
  • Happy Existing Clients & Recent Sales: Evidence of market activity and positive results will always come in handy as you attempt to advise the client on the right strategy to adopt for their property. In this property market with an abundance of available property stock, you should never take on overpriced listings. On average it is better to walk away from them and work with listings that are closer to the market price or rent. Your time is a valuable resource and must be protected from unrealistic vendors. A realistic property owner that works within the property market is far better than a property owner that is trying to set their own property market.
  • Prospective Buyer Activity on a Property: Telling the seller or landlord of your current and prospective sources of enquiry is a worthwhile part of your marketing plan. This lets the owner of the property know that you are really on the right ‘wavelength’ when it comes to locating tenants and or buyers. Some agents also adopt the strategy of getting a series of inspections done quickly with potential buyers from their database even at the early listing stage. It is surprising how many listings are sold or rented even before they reach the market officially.
  • What is Value? What is a Property really worth? Whilst exact prices and rents are hard to pinpoint, you should have a reasonable idea to within 5% as to what price or rent you could achieve with any given property. If you have no idea of the rent or the price then it is better to put the property to the market on the basis of ‘expressions of interest’. In that way the market will tell you what they think. With some very unique properties this is necessary given the limited pool of buyers that can participate in the purchase.
  • Methods of Sale and Timing: The main possibilities when selling a property are usually sale by auction, sale by tender, sale at a price, sale by negotiation, expressions of interest, trade or exchange. Knowing the best one to choose is the key to success. Putting the property on the market at a price is the less successful way of property marketing. The reason for this is the market will judge the property and try to reduce the price; if the property is too highly priced it will ‘kill’ any genuine enquiry before you even hear about it. One other fact needs to be remembered and respected here; a property will become ‘stale’ on the market after about 90 days. If it does not sell by then, it is better to remove it from the listing books for some reasonable time, to freshen the property for the next stage of marketing that you need to go to.
  • GANTT Model: For those of you that may not be aware, this is a way of graphically displaying activity. It is a common graphing process. It just so happens that it is a very powerful tool when you put it in a commercial property proposal for sale or lease. The display shows the client exactly what you are going to do for them and when.
  • Question and Answer: As part of your property marketing proposal, it is wise to have one or two pages that handle the concerns and questions of the client. From the preliminary meeting with the client you will have ascertained what matters concern them; you can merge these concerns and your answers into a Q&A format within your proposal.
  • Executive Summary: Always use an Executive Summary at the front of your document. It should be no longer than 2 pages, and bring all the main points to the front of the proposal. Adults generally do not want to read a lengthy document, so all your great work may largely go unread unless you can get the key points to a place that interests the client to read further.
  • An Exclusive Selling Agency Agreement: Why should you do one? The obvious answer is that you can best serve the listing and the client; you can also control the competition agents that may be chasing the same property. Open listings are not desirable and are essentially a waste of time unless you specifically have a purchaser that is a strong contender to take the property immediately. Occasionally I come across an agency that has a business approach of listing everything they can regardless of agency type; whilst this method can work, it does require you to have a very large number of listings and plenty of signs on properties. In only that way will you get the enquiry and conversion numbers that you need for KPI’s on commissions.
  • What are the advantages to a Vendor in having only one Agent when selling a Property? Tell the client why one agent is the best way to go. Multiple agencies working on the one property do not allow focused communication of offers and marketing coordination. Tell the client how you will connect with them on marketing, negotiation, due diligence, and property settlement.
  • Advertising: Yes advertising is expensive and it is still necessary, although you can be selective. You need to get the property message out to the market in the most efficient and direct way. How you do that is really property specific, although the conventional processes of newspaper marketing (expensive) are becoming less necessary. The internet is taking over as the main advertising channel in commercial real estate sales and leasing, and offers your client far better and cheaper ways of putting the property to the market. A key strategy for property marketing is to create 3 different levels of marketing for the client to consider (gold, silver, and bronze), as it gives them the feeling of control when it comes to spending on vendor paid advertising.

So these key points should be well handled in your property proposal. When you get the points clearly set out, the client knows what you can do and why they should choose you as the property agent of choice.

Real Estate Agents Only – New Marketing Tool That Is Causing A Buzz In The Real Estate Industry

July 3, 2017

Every 10 to 20 years there will be some major advancement in technology that is a game changer. 20 years ago email was the craze with all of us flocking to our computers setting up email accounts and communicating with family, friends and business clients.

Today the same thing is happening again with Text Messaging. It’s been around and most people have heard of text messaging although they may not have actually texted.

Let me put the power of text messaging in perspective for you. We all can agree that in our life time the internet is without a doubt the greatest technological advancement any of us has seen. There are 2 billion computers worldwide…that is truly impressive. Now let me share this fact with you there are over 4 billion mobile phones worldwide that means there are more than twice as many phones as computers. Text Messaging is on the verge of becoming larger than the internet!

On these phones we send over 52,000 text messages a second and our phone has become an extension of our hand (literally). We sleep with our phone, we go to the bathroom with our phone and if we leave the house and forget our phone we’ll turn around and go get it!

Here is the power of text messaging 97% text messages are read, 83% within the first hour. For the real estate agent that mean instant communication can be attained with all your clients interested in a listing immediately.

Face it traditional advertising is not as effective as it once was. TV is expensive and consumers TiVo their favorite shows skipping commercials. Radio is difficult to track, Newspaper readership is down and newspapers are going out of business daily. Direct mail and hard copy print have extremely low response rates something like 1 to 2% and get this 60% of Yellow Page phone books are thrown away before the plastic cover is taken off.

With a mobile media product real estate agents can have a tool that allows them to communicate instantly with their customers and prospects on the item they carry with them 24/7…their mobile phone. For real estate agents – if you are not communicating via mobile, you are not communicating effectively with today’s consumers.

I hope this information has shown the power and benefits of having a mobile media marketing campaign implemented in your advertising model. Many agents across the country have benefited from this outstanding new technology.

Wading Into Internet Marketing

June 23, 2017

Internet marketing has the great advantage of low barriers/cost for entry. For as little as $50 and about 15 minutes you can be serving up pay per click (PPC) ads, with very little effort. This makes it very attractive for companies to try it out.

But you can’t really just try it out – not if you want to make it work. You’ve got to make a commitment; Internet marketing is similar to traditional marketing in that it is difficult to predict what will work in your target markets and what won’t. As with anything else in business, there are no guarantees of success.

Broaden Your Approach

As well, you don’t want to pin your hopes on the one Internet marketing activity you chose to try, because if the results are not as you expected, you’ll be disillusioned. Just like traditional marketing, communicating your message in more than one medium and multiple times will increase the probability of making the sale. Thankfully many online and offline elements work well together to achieve this. Along with a commitment, investment in a number of upfront activities will greatly improve success:

1. Research into keywords and user behaviour – These are staples in all Internet marketing activities; know them well.

2. The advice of experts – You don’t need them on your payroll and you don’t need them on every campaign, but an expert can help you choose the right Internet marketing tactics and ensure everything is set up correctly. As well they can interpret the campaign results. Click throughs (number of clicks to an advertisement), bounce rates (number of visitors who leave your site after viewing one page) and exit pages (pages that users are leaving your website from) can be a bit daunting. You may be able to judge if results are good or bad but more importantly, do you know what action to take next in order to improve?

3. Correct set up of analytics tools – To properly set up filters and segment your website traffic statistics to get at the data that is most important to your business is not straightforward, especially if multiple websites are involved. Many businesses don’t set up tracking correctly and work with inaccurate data.

4. Landing page templates – These are pages on your site specific to a campaign or promotion that people arrive at when they click from a PPC ad, online ad or a print campaign. A template based approach lets you reuse your investment for future campaigns.

5. Email template – If email is on your roster- and it should be since it’s cost effective and can be highly targeted – invest in 1 or 2 great templates. With a base template, all you need to do is swap in new content each time you want to send to your list. All of your emails will be consistently branded and polished if you take the time to do it right.

Your Return on Investment

These set-up activities will pay off in the long run. Yes, it’s more upfront cost, but once it’s all in place, subsequent campaigns will be mostly execution and reporting. And you don’t have to include their full cost in the Return on Investment (ROI) calculation – you can amortize them over a year or more to more accurately represent the value of your campaigns.

Approach Internet marketing with the knowledge that it is a cost-effective, flexible set of options to reach your market. But know that just because you can measure results, there is no guarantee of good results. By making an investment in the foundation activities and taking advantage of the intelligence that measurement provides, each campaign teaches you about the market and your user’s behaviour so subsequent campaigns can be that much stronger – every time.

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